The world works better when everyone owns a part of it.

Turn rent payments into distributed ownership.

Hundreds of billions of dollars are spent on rent each year in the US alone. Groma's Liquid Mortgage enables renters to convert this spending into fractional ownership of a diversified set of dividend-generating real estate. Renters can build wealth over time with no net new spending and enjoy the equity-building of a traditional mortgage without the transaction costs, lack of diversification, or geographic inflexibility.

Provide an independently governed, anti-inflationary currency.

At scale, Groma's platform will serve as the foundation for a variety of applications that add commercial and social value:

• DeFi: As a stable, non-inflationary asset, GromaCoin is an ideal form of collateral for DeFi contracts.
• Polling: Groma will leverage its blockchain to provide trusted polling on proposed developments and land use policy to offer city governments a broader array of feedback from all residents.
• Currency: Real estate is a fundamental input to almost every sector of the economy and a relatively stable, predictable store of value. This makes it an ideal candidate to back a currency that is both non-inflationary and capable of positive-externality-generating growth.